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Buy OSAGO online. Cost calculator. Compare insurance

OSAGO is a compulsory motor third party liability insurance in the Russian Federation. 🇷🇺

Ray.Auto insurance is a service where you can issue MTPL online without calls and visits to the office. Our service will make a calculation with 17 insurance companies for your car, and you yourself can compare and choose the price that suits you among all insurance companies.

● Fast and convenient registration

You fill out only the data that the insurance company needs to issue a CTP policy. You can also make a quick calculation of the cost of the policy from all insurance companies - for this you only need the registration number of the car *

● We guarantee the authenticity of the policy

Our company works only with trusted and reliable insurance companies that are members of the RSA (Russian Union of Auto Insurers). If you wish, you can check your policy against the PCA database.

● Convenient to use

Immediately after purchase, the CMTPL policy will be sent to your email. By law, an electronic policy is equated to a paper one and it is not necessary to print it. If necessary, you can always use it from your smartphone.

How our service works:

1) You fill in the data that is required to issue a policy

2) After that, our calculator makes a calculation with 17 insurance companies

3) You get prices for your car and you can choose the most profitable for you

4) After paying for the e-policy, you will immediately receive it on your e-mail

5) You can use it!

The whole procedure for issuing a policy will take no more than 5 minutes!

In our application, there are no hidden fees or coefficients for calculating the cost of the MTPL policy. The cost of the OSAGO policy consists of the tariffs and coefficients legally established by the state.

Insurance companies we work with: Alfa Insurance, VSK Insurance House, Rosgosstrakh, Ingosstrakh, VTB Insurance, Sberbank Insurance, Zetta, Renaissance Insurance, Consent, Absolut Insurance, Mafin, Tinkoff Insurance.

If you have any questions about the policy, you can always contact our support team for help!

* If you have previously issued E-OSAGO and your data is in the PCA.